North Carolina Employee Disability and Retirement Class Action
Marvin Schiller has complete knowledge of the complex disability and retirement laws which operate on the local, state, and federal levels.
North Carolina retirement systems
This state and its capital have an impressive system of retirement benefits. But when state and local budgets are tight, government pension and health plans are often at risk:
- Teachers' and State Employees' Retirement System (includes law enforcement)
- Local Governmental Employees' Retirement System (includes law enforcement)
- Legislative Retirement System
- Firemen’s and Rescue Squad Workers' Pension Fund
- Consolidated Judicial Retirement System
If you are a government employee and your benefits are reduced, you may be eligible for membership in a class action to recover your losses.
Pension and health for employees of private industry
Private employers are not required to provide retirement plans, though most do so voluntarily. The Employee Retirement Income Security Act of 1974 is a federal law that sets minimum standards for pension and health plans in private industry. ERISA requires most voluntarily established plans to do the following:
- Provide participants with information about plan features and funding
- Maintain standards for those who manage and control plan assets
- Give participants the right to sue for benefits and breaches of fiduciary duty
- Establish a grievance and appeals process for participants
If your employer has run afoul of ERISA regulations, there may be grounds for a class action to recover your unpaid benefits.
Social Security benefits
Pension for retirement
According to the Social Security Administration (SSA), a person can retire with a reduced pension at age 62. Full retirement is available from age 65 to 67, depending on the year you were born. While it is common for people to designate a representative payee to help them receive and manage their SSA pension, retirees are sometimes persuaded to sign their checks over to people who do not have their best interests in mind, such as the operators of retirement or eldercare facilities. If you are part of a large group of retirees who have been financially victimized, a class action may be in order to rectify the abuse.
Supplemental Security Income
Disabled adults and children who have limited income and resources may qualify for the Supplemental Security Income (SSI) program. SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits. Class actions can be filed when refugees and other disenfranchised populations are denied SSI benefits.
Social Security Disability Insurance
Social Security has a disability insurance program (SSDI) which provides benefits to people with an employment history, who can no longer work due to a medical condition that is expected to last at least one year or result in death. You may qualify to join a class action if your SSDI claim is rejected because a particular illness or incapacity does not meet the SSA’s definition of disability.
Bring your disability or retirement case to Marvin Schiller
Marvin analyzes your situation and determines whether it fits into a pattern of discrimination. If so, Marvin takes your case to court within a class action. Contact him at Schiller & Schiller.
